The Importance of Uninsured/Underinsured Motorist (UM) Coverage

With Louisiana’s high rate of uninsured drivers, it’s more important than ever to ensure you have Uninsured/Underinsured Motorist (UM) coverage on your policy. If the at-fault driver in your accident doesn’t have enough insurance or any at all, your UM coverage can step in to cover your medical bills, lost wages, and pain and suffering. It’s a crucial safety net for drivers in Louisiana, where it’s estimated that one in five drivers may be uninsured.

Why You NEED Uninsured Motorist (UM) Coverage in Louisiana.

In Louisiana, one in five drivers doesn’t have insurance. If you’re involved in an accident, Uninsured/Underinsured Motorist (UM) coverage could save you from financial hardship.

• 🏥 Medical Bills: UM can cover your medical expenses if the at-fault driver is uninsured.

• 💰 Lost Wages: If you can’t work due to your injuries, UM coverage helps replace your lost income.

• 😣 Pain & Suffering: Get compensation for the emotional and physical toll of your injuries.

Make sure you’re covered. Don’t let an uninsured driver leave you with the bills. Contact the Bono Law Firm for any questions.